A commercial banking standard
The credit credential businesses own and lenders trust.
CreditMark turns a business's financial statements into a portable and standardized credit credential: a 0–100 score plus a forward-looking Momentum signal. Businesses create it in under 20 minutes and own it, while lenders trust the CreditMark credential and lender platform to improve credit underwriting.
Built from existing financial statements · Easy to understand · Share and track securely
One credential
The commercial credit industry standard
The CreditMark credential is quick to attain, industry-benchmarked, easy to understand, and able to be shared easily. As a simple standard in a complex industry, the CreditMark credential provides clarity and efficiency for both borrowers and lenders across loan originations and reviews.
VERIFIEDGranite Ridge Precision LLC
Why CreditMark
Speed and standardization
Quick and easy
A business uses existing financial statements to generate a finished credential in about 20 minutes, using a simple and guided upload process.
Ready for underwriting
As a tool for loan underwriting and decisioning processes, the CreditMark credential clearly measures creditworthiness to provide valuable insight and analysis.
Consistent and accurate
Credentials reflect the industry norms and benchmarks of each unique business, while generating an output that is in the same format every time.
Renewable documentation
Businesses can easily refresh their credential with updated information as the loan lifecycle continues. Packaging and tracking features aid documentation for borrowers, lenders, and regulators.
For businesses
Get Your Credential
Create your credential in about 20 minutes via CreditMark's guided process. See exactly why you scored what you scored to gain insight into your creditworthiness. Securely share your credential with any lender via a .pdf or revocable link.
Learn MoreFor lenders
Boost your underwriting
Use CreditMark's lender platform to instantly receive standardized spreads, industry benchmarking, memo-ready narratives, and portfolio monitoring when a borrower consents to sharing.
Learn More