For businesses
Your Business.
Your Credential.
Quickly turn your financial statements into a portable CreditMark credential that represents your unique business. The CreditMark credential you generate is presented with reasons and explanations, and the choice to share is yours.
How it works
Four steps. About twenty minutes.
- Add your financials — Use a TurboTax-style flow to upload your PDFs for automatic filling, or enter the numbers yourself.
- Get your credential — Your CreditMark credential is computed instantly, with understandable reasons behind every factor.
- Share on your terms — Send a secure link to any lender, if you choose. If you'd like, your underlying documents ride along.
- Stay in control — Revoke any link at any time. Refresh with new financials whenever you like. Minimize back-and-forth for loan originations and renewals.
VERIFIEDGranite Ridge Precision LLC
What you get
A two-part credential that you completely understand.
Your CreditMark credential consists of two specific parts: a 0–100 score which reflects your recent operations, and an Momentum signal (Ascending, Stable, Watch, or Declining) which predicts where your business is headed. A 78-S tells a lender you're solid and steady, while a 78-A predicts future improvement and growth.
- A unique score computed from your own financial statements and calibrated for your industry.
- Understandable explanations to show exactly what drives your score.
- Specific suggestions so you see exactly how your score can improve.
Product features
Built for value.
You own it
The CreditMark credential is yours, not a bureau's file about you. Consent is built in and you can remove the access of a Lender at any time.
About 20 minutes
The guided entry process with PDF reading is quick and simple. No analyst, no accountant required.
No black box
Every CreditMark credential comes with common-sense explanations, so you always know the why behind it, and what would move it.
Judged fairly
Industry-specific scoring means your metrics are compared to businesses like yours.
One credential, many lenders
Shop with the same credential everywhere. Every lender sees the same complete, professional file.
Always current
Use your updated financials to generate a new, refreshed credential. Be ready for every renewal and annual review.
Take control of your commercial credit story
Create your CreditMark credential, see every reason behind it, and decide who gets to look.